Monday, September 30, 2013

Saving the Affordable Care Act

The Republicans in the House have tried 41 times to repeal the Affordable Care Act. They are now holding the country's budget hostage. Why not suspend the mandatory provisions and make sign up voluntary for at least the first year? There are 30 million Americans who could get Medicaid and millions who have preexisting conditions who would want to sign up, could.  Businesses will help their employees if they want to and would have gotten around it if they didn't want to participate.

Insurance companies will be more competitive knowing that people don't have to sign up. 

The promised tax breaks should also be suspended.  They also drive prices up because insurers know that the government will pay the extra.

My question is why no one has suggested this very obvious answer. It is so obvious. Why haven't the media asked this and why haven't any elected officials mentioned this solution.

Absent the mandatory part, what can freedom loving Republicans object to - helping Americans afford healthcare? Are they against freeing Americans from the fear of lack of coverage and financial ruin if sick?

The same was true about the "housing crisis."  People found out that their dream home was temporarily worth less than they owed. So what? Those that could no longer afford their mortgage payments could have been told that they can arrange to pay just the interest on the outstanding balance at the current low rates until the market improves. And, as we have seen in Arizona, Florida and California, prices have rebounded, some to their high rates. 

Where was the media and where were our representatives? None could have mentioned this option that was available at the major lenders? Why was the choice to walk away or to get the government to pay down the debt?

Why does the media think that it's only job is to quote what people say during their 15 minutes of fame? Why don't reporters think that they should think too? 

And if none can think of these obvious solutions, why don't they listen to people like me when we give them the answer? 






















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